You may not realise it, but your profession can actually have a bearing on the cost of your car insurance. While certain professions such as secretaries and clerks pay lower car insurance than average, there are unfortunately some professions who pay more for the privilege of having their vehicle insured.
The Construction Trade
Roofers are up there as one of the highest-paying professions, along with delivery drivers, construction workers and some engineers. You may have noticed a common theme amongst these workers: they’re far more likely to be out on the road a lot; they may need to park their vehicle near to construction sites; and they will likely need to transport heavy machinery, ladders or other tools which all pose some risk to the vehicle.
There’s also the added risk, from the insurance provider’s point of view, that the vehicle may be broken into if it’s thought that there are expensive tools stored inside.
Yet you might argue that roofers are actually some of society’s most careful workers – after all, no one’s going to take unnecessary risks while they’re precariously balanced on a roof!
Expert installers of flat roofs Hampshire do need vehicles to get about, though. Those working to put up flat roofs Hampshire can learn how to reduce the cost.
How Can You Keep This Cost Down?
If you’re a roofer, you may be wondering what you can do to mitigate these costs. Firstly, be as accurate as you can when talking about your annual mileage. Don’t round it up – if you think you might do 8,000 miles, then enter that figure rather than rounding it up to 10,000.
Don’t leave renewing your car insurance until the last minute. By applying around a month ahead of your renewal date, you could lock in a better deal, according to Money Saving Expert.
In terms of your vehicle, avoid any unnecessary modifications. Keep your work vehicle plain and unassuming, making it less powerful and less attractive to would-be thieves.
